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Buying a car - best form of payment?
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Buying a car - best form of payment? - May 8 2008 21:05:02   
Lord Monkcheese


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In the next few days I'm hoping going to be getting rid of my heap of crap car and buying a new(er) one. Now in the past all my vehicles have cost pretty much less than my shoes, this time though I've got about £6k to play with.

If I buy off a private seller, what is the best form of payment to ensure everything's above board and I don't get ripped off somehow?

Also, if it turns out that the cars a heap of crap (assuming HPI check is clear), do I have any comeback same as I would if I bought a car from a dealer.

This will be the single most expensive purchase I've made so I want to make sure nothin goes wrong.

LMC
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RE: Buying a car - best form of payment? - May 8 2008 21:06:18   
theiopener


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credit card cheque, you can cancel it and you have fraud protection if anything goes wrong

slight fee but peace of mind is worth it IMO

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RE: Buying a car - best form of payment? - May 8 2008 21:11:31   
PHILL23

 

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you have the same rights as someone buying from a main dealer - if the car you buy is faulty, you can return it to the person who sold it to you, although it can be long, drawn out adn lots of hassle as will have to go through civil courts. i would spend the extra cash and buy from a dealer with a good reputation, you may be more but is owrth it if things go wrong. and youll also get a warranty and vehicle should be fully prepped/serviced before you pick it up.. what car are you thinking of buying?

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RE: Buying a car - best form of payment? - May 8 2008 21:15:46   
DBAM


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quote:

This will be the single most expensive purchase I've made so I want to make sure nothin goes wrong.


TBH Your better off going to a dealer you may pay more for the car but you have piece of mind.I know loads who have bought privately and everythings been ok.But personally I would go to a dealer.

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RE: Buying a car - best form of payment? - May 8 2008 21:19:01   
T0NY


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I recommend meeting in a pub car park then paying in cash with used small denomination notes.

< Message edited by T0NY -- May 8 2008 21:20:55 >


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RE: Buying a car - best form of payment? - May 8 2008 21:19:49   
Lord Monkcheese


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I'm after a Golf TDI 130 BHP.

They go for around £4500-£6000 privately but from £6000-£7500 for the same spec/mileage model from a dealer.

Some of the car supermarkets sell them at reasonable prices but I'm after a specific model and colour so I'm out of luck there so far.

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RE: Buying a car - best form of payment? - May 8 2008 21:23:32   
Red Man


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Doesnt matter how you pay or what he says when he hands over the keys. You will buy it sold as seen and im 99% certain your reciept will say that, if it doesnt the bloke hasnt sold cars much...
Unless it falls apart and is considered not road worthy then what you buy is what you will own, there are usually no comebacks either way. I have sold a car and the alternator went the next day, i replaced that out of the kindness of my own heart but i was tottaly legal to tell the guy to p1ss off.
This is always the advantage of a dealer, iirc by law they have to give a 3 month warranty unless its sold as a clearence/part ex car or a trade sale. Im not 100% on that one though...

Oh an no one in their right mind would accept a cheque on a car, unless u waited days for it to clear and the funds actually be in the bank.
They will want cash or a bankers draft otherwise, some even make u go the bank with the bankers draft before handing over the keys to confirm it is real. I would do myself tbh...

< Message edited by Red Man -- May 8 2008 21:25:17 >


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RE: Buying a car - best form of payment? - May 8 2008 21:25:47   
Dhiren

 

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Have a look at cargiant.co.uk I think there might be one or two within your price range


quote:

ORIGINAL: Lord Monkcheese

I'm after a Golf TDI 130 BHP.

They go for around £4500-£6000 privately but from £6000-£7500 for the same spec/mileage model from a dealer.

Some of the car supermarkets sell them at reasonable prices but I'm after a specific model and colour so I'm out of luck there so far.


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RE: Buying a car - best form of payment? - May 8 2008 22:42:52   
blockbuster

 

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The TDi Golfs are superb cars.

Just find one thats got full VW history and buy privately and save yourself some cash.

With regards to paying for the car:- Take the seller to the bank with you and do a CHAPS transfer.

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RE: Buying a car - best form of payment? - May 8 2008 22:47:11   
tuc biscuit


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maybe wait till the end of the month and try and squeeze a dead sweet cash deal out of a dealer?

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RE: Buying a car - best form of payment? - May 8 2008 22:57:39   
The Guvnor


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Apparently some dealers are shifting cars at trade money so says Quentin Wilson - makes auctions a no go.

My advice would be private, one owner vehicle.

Nice car the vw.

What specifics are you after mate?

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RE: Buying a car - best form of payment? - May 8 2008 22:59:37   
twint


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Thinking of selling my GTTDI soon. Still got my other golfs but thinking of getting a beemur 1 series coupe.

Mines FSH and had 2 cambelts changed (both were changed well before they were at the end of the line) Fair amount spent on the car, sports clutch recently fitted.

I wont be selling it for the prices you advertised though as its done 150k on the clock( did 150 as i pulled onto my drive lol)


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RE: Buying a car - best form of payment? - May 8 2008 23:09:38   
midnight*dragon

 

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recomend going to a car auction just to check out the prices as the golfs are very common there, we went last month to BCA in manc and managed to bag a bargain renault scenic 03 for my sister.
from what i remember a mk4 golf gti 03 with 70k went for £2250, thats cheap right?

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RE: Buying a car - best form of payment? - May 9 2008 8:56:50   
galenkia


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You can pick up some great ex-fleet cars at auction.They are usually fully serviced as that is part of the fleet package.Worth a look mate.You would have to be pretty unlucky to buy a poor Golf that's been fully serviced IMO.

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RE: Buying a car - best form of payment? - May 9 2008 9:13:04   
Lord Monkcheese


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quote:

ORIGINAL: midnight*dragon

recomend going to a car auction just to check out the prices as the golfs are very common there, we went last month to BCA in manc and managed to bag a bargain renault scenic 03 for my sister.
from what i remember a mk4 golf gti 03 with 70k went for £2250, thats cheap right?


Dirt cheap!

There's a BCA nearish to me but all the auctions are mid-week plus you have to pay to view the cars in each auction on-line. (minimum £10)
I suppose I could just turn up but there's no guarantee there will be the one I'm after

Guvnor - specs are Black, TDI 130, either 52/53 plate with c. 100,000 miles or older with less miles.
I'll be doing a couple of modifications (slightly lower suspension, new alloys, engine remap)

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