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 Strange neighbour
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rightyho

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Strange neighbour - 16 May 2008 18:50
My neighbour backed into my car and squashed the rear side, behind the driver's door.

As the car is a £600 shed, I told him if he bunged me £100, I'd get a rough knock-out job done and call it quits.

However, a letter arrives from his insurer today saying we don't intend to dispute the claim, please hire a car, we'll pay from day one for it.

Then they'll get a quote for a proper undent, a fill and a respray, which will mean the car will be written off as an uneconomical repair.

If that happens, they say, they'll send me a cheque for the pre-accident book value (about £400), then also let me keep the car, which is completely driveable still.

So, he could have paid a ton and been done but instead has put in a claim where I'd imagine his excess will be more than a ton plus I'll get £400 back, plus keep the car, plus get a hire car for a few weeks too.

I was nothing but nice to him when he knocked and told me, so it's not a case of him being scared or anything - I even explained to him I couldn't care less about the car - it's a shed.

Strange. Any ideas why he's gone this route?
<message edited by rightyho on 16 May 2008 18:51>
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daveyboy8181

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RE: Strange neighbour - 16 May 2008 18:52
ask them to move next to jon

its strange/surprising. i wonder if he cant afford the hundred pounds is he old? maybe just a genuine guy
rightyho

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RE: Strange neighbour - 16 May 2008 18:55
He's not short of a few bob - about £50,000 of cars on his drive at a guess.
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Fintan

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RE: Strange neighbour - 16 May 2008 18:58
Maybe he's just being ostentatious then?
Jake

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RE: Strange neighbour - 16 May 2008 19:01
Maybe he just felt guilty, plus he's got pukka insurance. Sounds like you should be landed righty.
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Crunch

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RE: Strange neighbour - 16 May 2008 19:01
He probably rang his insurers to tell them about the crash and got talked into making the claim.

Strange though.
Drago

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RE: Strange neighbour - 16 May 2008 19:02
very strange!

whilst knowing absolutely nothing about this kind of thing i would suggest he may be thinking you'll take the 100 quid and then come back 2weeks later saying it never happened and ask for more claiming u where in the car and got whiplash etc etc!

(not saying u would do this righty but there are some cnuts about)!!
johnnybike

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RE: Strange neighbour - 16 May 2008 19:02
Odd, but he might just be a decent bloke who tries to do the right thing

I have heard that they do exist
Crunch

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RE: Strange neighbour - 16 May 2008 19:02
Also, why dont you pop round to tell him again. Its not too late to cancel the claim.
sivvy1

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RE: Strange neighbour - 16 May 2008 19:11
would it not be to claim for damage to his car?
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JohnOvManchester

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RE: Strange neighbour - 16 May 2008 19:17


ORIGINAL: daveyboy8181

ask them to move next to jon

its strange/surprising. i wonder if he cant afford the hundred pounds is he old? maybe just a genuine guy

SOLD!!!
I'll take him.

Righty - it's odd but he sounds decent and is trying to see you right. Maybe if he's fully comp he wants his fixing as well.
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tuc biscuit

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RE: Strange neighbour - 16 May 2008 19:20
maybe ask him if he is sure he wants to go that route and repeat the offer of £100?
rightyho

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RE: Strange neighbour - 16 May 2008 19:26


ORIGINAL: Drago

very strange!

whilst knowing absolutely nothing about this kind of thing i would suggest he may be thinking you'll take the 100 quid and then come back 2weeks later saying it never happened and ask for more claiming u where in the car and got whiplash etc etc!

(not saying u would do this righty but there are some cnuts about)!!

No mate - I wouldn't.
And to prove it, I bunged a letter through his door telling him £100 would make it quits. I even signed it.
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rightyho

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RE: Strange neighbour - 16 May 2008 19:27


ORIGINAL: sivvy1

would it not be to claim for damage to his car?

AFAIK he sustained no damage. I have a Corsa made from tinfoil and recycled bean cans.
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kitty

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RE: Strange neighbour - 16 May 2008 19:35
Maybe he has no claims protection so won't have to pay out anything.
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rightyho

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RE: Strange neighbour - 16 May 2008 19:37


ORIGINAL: kitty

Maybe he has no claims protection so won't have to pay out anything.

He'll still have an excess.
And, believe it or not, making a claim with NCB in place still DOES affect your next renewal premium.

Being the victim of an accident can also put your insurance up - even in a non-fault situation. (It's a standard question when taking out a policy now - any accidents in the last three year's, even in a non-fault situation?)

So, I'd rather he gave me £100. If he won't, I won't bother making a claim against his insurance but will be forced to growl at him from now on.
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Big D

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RE: Strange neighbour - 16 May 2008 19:41
there's no logic in what he's doing at all!

very odd behaviour.
savageJ

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RE: Strange neighbour - 16 May 2008 19:52
maybe hes gay??
rightyho

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RE: Strange neighbour - 16 May 2008 19:55


ORIGINAL: savageJ

maybe hes gay??

He's hiding it well from his wife and daughter then.
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savageJ

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RE: Strange neighbour - 16 May 2008 19:57


ORIGINAL: rightyho



ORIGINAL: savageJ

maybe hes gay??

He's hiding it well from his wife and daughter then.


cover up
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