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Strange neighbour - May 16 2008 18:50:11
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rightyho
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My neighbour backed into my car and squashed the rear side, behind the driver's door.
As the car is a £600 shed, I told him if he bunged me £100, I'd get a rough knock-out job done and call it quits.
However, a letter arrives from his insurer today saying we don't intend to dispute the claim, please hire a car, we'll pay from day one for it.
Then they'll get a quote for a proper undent, a fill and a respray, which will mean the car will be written off as an uneconomical repair.
If that happens, they say, they'll send me a cheque for the pre-accident book value (about £400), then also let me keep the car, which is completely driveable still.
So, he could have paid a ton and been done but instead has put in a claim where I'd imagine his excess will be more than a ton plus I'll get £400 back, plus keep the car, plus get a hire car for a few weeks too.
I was nothing but nice to him when he knocked and told me, so it's not a case of him being scared or anything - I even explained to him I couldn't care less about the car - it's a shed.
Strange. Any ideas why he's gone this route?
< Message edited by rightyho -- May 16 2008 18:51:07 >
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RE: Strange neighbour - May 16 2008 18:52:14
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daveyboy8181
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ask them to move next to jon 
its strange/surprising. i wonder if he cant afford the hundred pounds is he old? maybe just a genuine guy
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RE: Strange neighbour - May 16 2008 18:55:43
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rightyho
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He's not short of a few bob - about £50,000 of cars on his drive at a guess.
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RE: Strange neighbour - May 16 2008 18:58:47
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Fintan
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Maybe he's just being ostentatious then?
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RE: Strange neighbour - May 16 2008 19:01:14
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Jake
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Maybe he just felt guilty, plus he's got pukka insurance. Sounds like you should be landed righty.
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RE: Strange neighbour - May 16 2008 19:01:42
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Crunch
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He probably rang his insurers to tell them about the crash and got talked into making the claim.
Strange though.
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RE: Strange neighbour - May 16 2008 19:02:10
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Drago
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very strange!
whilst knowing absolutely nothing about this kind of thing i would suggest he may be thinking you'll take the 100 quid and then come back 2weeks later saying it never happened and ask for more claiming u where in the car and got whiplash etc etc!
(not saying u would do this righty but there are some cnuts about)!!
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RE: Strange neighbour - May 16 2008 19:02:49
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johnnybike
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Odd, but he might just be a decent bloke who tries to do the right thing
I have heard that they do exist
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RE: Strange neighbour - May 16 2008 19:02:59
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Crunch
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Also, why dont you pop round to tell him again. Its not too late to cancel the claim.
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RE: Strange neighbour - May 16 2008 19:11:20
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sivvy1
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would it not be to claim for damage to his car?
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RE: Strange neighbour - May 16 2008 19:17:21
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JohnOvManchester
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quote:
ORIGINAL: daveyboy8181
ask them to move next to jon
its strange/surprising. i wonder if he cant afford the hundred pounds is he old? maybe just a genuine guy
SOLD!!!
I'll take him.
Righty - it's odd but he sounds decent and is trying to see you right. Maybe if he's fully comp he wants his fixing as well.
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RE: Strange neighbour - May 16 2008 19:20:35
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tuc biscuit
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maybe ask him if he is sure he wants to go that route and repeat the offer of £100?
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RE: Strange neighbour - May 16 2008 19:26:34
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rightyho
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quote:
ORIGINAL: Drago
very strange!
whilst knowing absolutely nothing about this kind of thing i would suggest he may be thinking you'll take the 100 quid and then come back 2weeks later saying it never happened and ask for more claiming u where in the car and got whiplash etc etc!
(not saying u would do this righty but there are some cnuts about)!!
No mate - I wouldn't. 
And to prove it, I bunged a letter through his door telling him £100 would make it quits. I even signed it.
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RE: Strange neighbour - May 16 2008 19:27:32
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rightyho
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quote:
ORIGINAL: sivvy1
would it not be to claim for damage to his car?
AFAIK he sustained no damage. I have a Corsa made from tinfoil and recycled bean cans.
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RE: Strange neighbour - May 16 2008 19:35:23
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kitty
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Maybe he has no claims protection so won't have to pay out anything.
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RE: Strange neighbour - May 16 2008 19:37:53
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rightyho
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quote:
ORIGINAL: kitty
Maybe he has no claims protection so won't have to pay out anything.
He'll still have an excess.
And, believe it or not, making a claim with NCB in place still DOES affect your next renewal premium.
Being the victim of an accident can also put your insurance up - even in a non-fault situation. (It's a standard question when taking out a policy now - any accidents in the last three year's, even in a non-fault situation?)
So, I'd rather he gave me £100. If he won't, I won't bother making a claim against his insurance but will be forced to growl at him from now on.
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RE: Strange neighbour - May 16 2008 19:41:34
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Big D
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there's no logic in what he's doing at all!
very odd behaviour.
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RE: Strange neighbour - May 16 2008 19:55:42
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rightyho
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quote:
ORIGINAL: savageJ
maybe hes gay??
He's hiding it well from his wife and daughter then.
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