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Life Insurance

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steve45
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2003/10/18 16:59:50 (permalink)
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Life Insurance

My Little well younger brother has tried to get life insurance, but has been told his premiums will be double. The reason given is because of his weight. He is a very large in build @6ft 5ins and around 350/364lbs 60ins chest,34ins thigh so is in proportion. Has anybody else had this problem or have got insuance where from UK only[?]
#1

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    CI
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    RE: Life Insurance 2003/10/18 18:56:20 (permalink)
    Not had the same problem, but my father (who is 61) applied to life insurance recently and was quoted around £40 per month, after the medical went back to the company, they rasied the premium to £60, so he chased it up, to cut a long story short, there was nothing at all in the medical report to justify this increase, the doctor reccommended normal rates, but the company decided they wanted more dosh!

    He spoke to another financial adviser who got the same level of cover for about £46/mth, much better.

    Moral of the story, they are out to rip you off, shop around, hopefully will get a better deal. Good luck.

    ps. Thats your 'little' brother???
    #2
    JF
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    RE: Life Insurance 2003/10/18 18:57:34 (permalink)
    I would move this to the General section to get more responses.
    #3
    steve45
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    RE: Life Insurance 2003/10/19 19:47:58 (permalink)
    Any Mods Please put on General
    #4
    Big Les
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    RE: Life Insurance 2003/10/19 20:45:49 (permalink)
    yes - because the use the BMI as a risk indicator- hence I am morbidly obese.
    And obviously a complete couch potato - ahem

    big les
    #5
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