My neighbour backed into my car and squashed the rear side, behind the driver's door.
As the car is a Â£600 shed, I told him if he bunged me Â£100, I'd get a rough knock-out job done and call it quits.
However, a letter arrives from his insurer today saying we don't intend to dispute the claim, please hire a car, we'll pay from day one for it.
Then they'll get a quote for a proper undent, a fill and a respray, which will mean the car will be written off as an uneconomical repair.
If that happens, they say, they'll send me a cheque for the pre-accident book value (about Â£400), then also let me keep the car, which is completely driveable still.
So, he could have paid a ton and been done but instead has put in a claim where I'd imagine his excess will be more than a ton plus I'll get Â£400 back, plus keep the car, plus get a hire car for a few weeks too.
I was nothing but nice to him when he knocked and told me, so it's not a case of him being scared or anything - I even explained to him I couldn't care less about the car - it's a shed.
Strange. Any ideas why he's gone this route?
post edited by rightyho - 2008/05/16 18:51:07