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Strange neighbour

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paulthebuilder
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2008/05/16 18:50:10 (permalink)
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Strange neighbour

My neighbour backed into my car and squashed the rear side, behind the driver's door.

As the car is a £600 shed, I told him if he bunged me £100, I'd get a rough knock-out job done and call it quits.

However, a letter arrives from his insurer today saying we don't intend to dispute the claim, please hire a car, we'll pay from day one for it.

Then they'll get a quote for a proper undent, a fill and a respray, which will mean the car will be written off as an uneconomical repair.

If that happens, they say, they'll send me a cheque for the pre-accident book value (about £400), then also let me keep the car, which is completely driveable still.

So, he could have paid a ton and been done but instead has put in a claim where I'd imagine his excess will be more than a ton plus I'll get £400 back, plus keep the car, plus get a hire car for a few weeks too.

I was nothing but nice to him when he knocked and told me, so it's not a case of him being scared or anything - I even explained to him I couldn't care less about the car - it's a shed.

Strange. Any ideas why he's gone this route?
post edited by rightyho - 2008/05/16 18:51:07
#1

34 Replies Related Threads

    daveyboy8181
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    RE: Strange neighbour 2008/05/16 18:52:13 (permalink)
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    ask them to move next to jon

    its strange/surprising. i wonder if he cant afford the hundred pounds is he old? maybe just a genuine guy
    #2
    paulthebuilder
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    RE: Strange neighbour 2008/05/16 18:55:42 (permalink)
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    He's not short of a few bob - about £50,000 of cars on his drive at a guess.
    #3
    Fintan
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    RE: Strange neighbour 2008/05/16 18:58:46 (permalink)
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    Maybe he's just being ostentatious then?
    #4
    TREACLE
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    RE: Strange neighbour 2008/05/16 19:01:14 (permalink)
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    Maybe he just felt guilty, plus he's got pukka insurance. Sounds like you should be landed righty.

    Nothing contributes so much to tranquilizing the mind as a steady purpose - a point on which the soul may fix its intellectual eye.
    #5
    Crunch
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    RE: Strange neighbour 2008/05/16 19:01:41 (permalink)
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    He probably rang his insurers to tell them about the crash and got talked into making the claim.

    Strange though.
    #6
    Drago
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    RE: Strange neighbour 2008/05/16 19:02:10 (permalink)
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    very strange!

    whilst knowing absolutely nothing about this kind of thing i would suggest he may be thinking you'll take the 100 quid and then come back 2weeks later saying it never happened and ask for more claiming u where in the car and got whiplash etc etc!

    (not saying u would do this righty but there are some cnuts about)!!
    #7
    johnnybike
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    RE: Strange neighbour 2008/05/16 19:02:48 (permalink)
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    Odd, but he might just be a decent bloke who tries to do the right thing

    I have heard that they do exist
    #8
    Crunch
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    RE: Strange neighbour 2008/05/16 19:02:59 (permalink)
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    Also, why dont you pop round to tell him again. Its not too late to cancel the claim.
    #9
    sivvy1
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    RE: Strange neighbour 2008/05/16 19:11:20 (permalink)
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    would it not be to claim for damage to his car?

    #10
    JohnOvManchester
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    RE: Strange neighbour 2008/05/16 19:17:20 (permalink)
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    ORIGINAL: daveyboy8181

    ask them to move next to jon

    its strange/surprising. i wonder if he cant afford the hundred pounds is he old? maybe just a genuine guy

    SOLD!!!
    I'll take him.

    Righty - it's odd but he sounds decent and is trying to see you right. Maybe if he's fully comp he wants his fixing as well.
    #11
    tuc biscuit
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    RE: Strange neighbour 2008/05/16 19:20:34 (permalink)
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    maybe ask him if he is sure he wants to go that route and repeat the offer of £100?

    I wish I was more attractive like Dagless.
    #12
    paulthebuilder
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    RE: Strange neighbour 2008/05/16 19:26:33 (permalink)
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    ORIGINAL: Drago

    very strange!

    whilst knowing absolutely nothing about this kind of thing i would suggest he may be thinking you'll take the 100 quid and then come back 2weeks later saying it never happened and ask for more claiming u where in the car and got whiplash etc etc!

    (not saying u would do this righty but there are some cnuts about)!!

    No mate - I wouldn't.
    And to prove it, I bunged a letter through his door telling him £100 would make it quits. I even signed it.
    #13
    paulthebuilder
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    RE: Strange neighbour 2008/05/16 19:27:31 (permalink)
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    ORIGINAL: sivvy1

    would it not be to claim for damage to his car?

    AFAIK he sustained no damage. I have a Corsa made from tinfoil and recycled bean cans.
    #14
    kitty
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    RE: Strange neighbour 2008/05/16 19:35:23 (permalink)
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    Maybe he has no claims protection so won't have to pay out anything.
    #15
    paulthebuilder
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    RE: Strange neighbour 2008/05/16 19:37:53 (permalink)
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    ORIGINAL: kitty

    Maybe he has no claims protection so won't have to pay out anything.

    He'll still have an excess.
    And, believe it or not, making a claim with NCB in place still DOES affect your next renewal premium.

    Being the victim of an accident can also put your insurance up - even in a non-fault situation. (It's a standard question when taking out a policy now - any accidents in the last three year's, even in a non-fault situation?)

    So, I'd rather he gave me £100. If he won't, I won't bother making a claim against his insurance but will be forced to growl at him from now on.
    #16
    Big D
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    RE: Strange neighbour 2008/05/16 19:41:34 (permalink)
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    there's no logic in what he's doing at all!

    very odd behaviour.
    #17
    savageJ
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    RE: Strange neighbour 2008/05/16 19:52:27 (permalink)
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    maybe hes gay??
    #18
    paulthebuilder
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    RE: Strange neighbour 2008/05/16 19:55:42 (permalink)
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    ORIGINAL: savageJ

    maybe hes gay??

    He's hiding it well from his wife and daughter then.
    #19
    savageJ
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    RE: Strange neighbour 2008/05/16 19:57:22 (permalink)
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    ORIGINAL: rightyho


    ORIGINAL: savageJ

    maybe hes gay??

    He's hiding it well from his wife and daughter then.


    cover up
    #20
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