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producing documents - police

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Moony
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2005/07/29 15:56:05 (permalink)
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producing documents - police

been stopped today, taking my car to go through mot and few other things done - was on my mobile. I dont usually use this car and its been garaged for last year nearly, but mot is due and tax so getting it sorted. Thing is i cancelled insurance 10 months ago. But still have the cover note. The copper said its shown up as uninsured on the database or something so he gave me a producer. Now i dont know whether to own up or just see what happens if i take cover note in, its all the right dates etc, but if they phoned up my insurance then i would get found out.

Could they do for me perverting court of justice or anything if i try and get away with it and they catch me out? or will i just get done for no insurance ? any thoughts? i would of had to get it insured to tax it but i`ve got a works van so didnt need it.
#1

13 Replies Related Threads

    Play
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    RE: producing documents - police 2005/07/29 15:58:03 (permalink)
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    Id take the cover note, insurance doesnt show up on there system.

    I just got charged with faliure to produce as couldnt find my driving licence and phoned dvla and they said would be a min 21 days for a replacement
    #2
    Moony
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    RE: producing documents - police 2005/07/29 16:00:24 (permalink)
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    dya reckon they`d phone the insurance to check ? they shouldnt do but i`m not too sure.
    #3
    scottishstu
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    RE: producing documents - police 2005/07/29 16:01:06 (permalink)
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    the law has changed for insurance, insurance companies want money up front for insurance.

    not after they issue a cover note, cos folks cancel the policy and go about for a month with a cover note-fraud

    cover notes last only one month
    #4
    Play
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    RE: producing documents - police 2005/07/29 16:06:01 (permalink)
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    nah because they sent me the year cert out thinking i was guna renew with them and nver did . they didnt pick that up last week
    #5
    scottishstu
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    RE: producing documents - police 2005/07/29 16:07:44 (permalink)
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    most companies ask for the certificate back if u cancel,
    if u dont u r breaking the law
    #6
    TYRANNY
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    RE: producing documents - police 2005/07/29 16:19:40 (permalink)
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    Woops!!

    You might be in trouble. The Law changed some time ago - they introduced something called Motor Insurers Database so police can pick up uninsured vehicles more easily.

    Each insurance policy has to be renewed on or before renewal date - there are no days of grace. When the policy is renewed/or a new policy taken out the information is added to a National database of insured vehicles. Vice versa when policies are cancelled insurance companies take the information of the vehicle off the database.

    This is what the police meant when they referred to the database. Your car isn't on it!

    Whether you try and con them with the cover note (I wouldn't try it) or whether you 'fess up - likely you will get done for no insurance (fine & points)!

    Sorry mate

    "it is always by way of pain one arrives at pleasure" Marquis De Sade
    #7
    scottishstu
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    RE: producing documents - police 2005/07/29 16:26:16 (permalink)
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    driving without tax or licence is bad, but no insurance is really bad,

    If u injury someone badly in a crash and they makes a claim for say £30,000
    Ur in deep trouble.
    #8
    Adam K
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    RE: producing documents - police 2005/07/29 16:27:48 (permalink)
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    speak to dwarfenegger, he got an IN10 on his licence and 6 points i think for driving with no insurance when he thought he had cover.
    #9
    Moony
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    RE: producing documents - police 2005/07/29 17:51:07 (permalink)
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    what im bothered about is if i do try to con them can they then try and do me with fraud or whatever. I know i`m in the wrong. And i`v got no points so 6 points aint really gonna harm me, but i dont want to get done with anything more serious if you know what i mean.
    #10
    khany
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    RE: producing documents - police 2005/07/29 18:04:02 (permalink)
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    ORIGINAL: Play

    Id take the cover note, insurance doesnt show up on there system.

    I just got charged with faliure to produce as couldnt find my driving licence and phoned dvla and they said would be a min 21 days for a replacement


    play your wrong there mate cops can tell if you are insured or not now , when they pnc check you and also the car
    #11
    Spirit Guide
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    RE: producing documents - police 2005/07/29 18:27:55 (permalink)
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    u broke the law mate - own up

    you aint gonna get no advice as to how to con them from here - otherwise uf you get found out then your advisor could be an accessory
    #12
    Adam K
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    RE: producing documents - police 2005/07/29 18:35:53 (permalink)
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    ORIGINAL: Moony

    what im bothered about is if i do try to con them can they then try and do me with fraud or whatever. I know i`m in the wrong. And i`v got no points so 6 points aint really gonna harm me, but i dont want to get done with anything more serious if you know what i mean.



    the simple answer is, yes you can get done for perverting the course of justice, if they find out you have lied.

    what happens is.....

    when you go into the police station they fill out a form with all the details of your insurance, mot and driving licence. a copy of this form gets sent to the traffic CJU (criminal justice unit), who also have a copy of the producer you recieved. basically they match the information up on the producer and the form that got filled in when you went and produced your documents. if all matches up then they file it. if anything is amiss then they will start proceedings to do you for the offence. once they have the details of your insurance certificate they will most likely contact your insurance company and look into why it isn't coming up on the national insurers database.

    in short, if you lie to them you can get done for perverting the course of justice, and for not having any insurance.
    #13
    reg1
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    RE: producing documents - police 2005/07/30 14:56:55 (permalink)
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    first things first. own up, as soon as you start lying we(the police) will find ouut. when you produce your docs, we will not eccept a cover note. as long as you were driving to garage for mot you will be ok with that, as that is the only defence to driving without mot.

    next, the pumishment. as previuously stated, mno mot or kiscence is bad, but no insurance is far worse. your looking at a hefty fine, £300-£500, plus min of 8 points. if the magistrate is harsh he or she could and can ban you.

    but don't start lying, just own up 'cos you are bordering on attempting to pervert the course of justice, and you will end up in crown court and the punishment carries a life term.
    #14
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