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self builds??

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branch
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2011/03/13 22:06:03 (permalink)

self builds??

hello everyone,
 
me and the fiancee ( mrsbranch on here ), are at university at the moment but when we finish and make some money we would love to build our own house... with a gym in ofcourse lol.
 
has anybody got any experience of buying  a plot of land and building on it??
 
i have an idea of putting a business on the land too, maybee even let the gym open to public.. use the area around to maybe put such as paintballing on there, running fintess camps... me and ash are thinking of doing are teaching cert after and therefore could run kids camps on the land where they have fun over summer, get fit, learn some too
 
anyone have exp? im years away from it but thinking about it , anybody know if there would be business loans that would help with the build and use the house itself as collaterall?
 
i dont know lol , anybody know how to fund these..
 
cheers ppl
#1

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    keyser soez 2010
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    Re:self builds?? 2011/03/14 10:26:24 (permalink)
    branch

    hello everyone,
     
    me and the fiancee ( mrsbranch on here ), are at university at the moment but when we finish and make some money we would love to build our own house... with a gym in ofcourse lol.
     
    has anybody got any experience of buying  a plot of land and building on it??
     
    i have an idea of putting a business on the land too, maybee even let the gym open to public.. use the area around to maybe put such as paintballing on there, running fintess camps... me and ash are thinking of doing are teaching cert after and therefore could run kids camps on the land where they have fun over summer, get fit, learn some too
     
    anyone have exp? im years away from it but thinking about it , anybody know if there would be business loans that would help with the build and use the house itself as collaterall?
     
    i dont know lol , anybody know how to fund these..
     
    cheers ppl


    I started building my house in 2003/2004 and took me about 4 year's to finish it but i done it with 90% of my own money and done near all teh work myself. I bought a plot of land for a good price back then as teh famer needed quick money and i ended up with a 75grand site for 15grand (euro) and got planning permision within 3 months . I bought this subject to planning so if i got refused then i got all my money back.
     
    If you can mange to get yourself any cash/loan then nows the time to buy. Where i am there is some cracking deals going . There was this 1.5 acre plot right on the outskirts of a town here in teh west of ireland and one of the best salmon rivers in europe is a stone throw away and in teh boom it was trying to sell for well over 200g but recently i noticed a sign in it saying that first offer of 12 and half grand euro gets the plot. I just wish to fcuk my house would sell or i would snap this up because it's a cracking deal. Just have a look about for farmers selling them privately or stick an add in teh local paper saying that your looking to buy a plot.
     
    If you do decide to build your own house then give me a shout and ill advise you were you can save alot of money.
     
    Good luck!!

    #2
    peagreen
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    Re:self builds?? 2011/03/14 10:55:46 (permalink)
    Its not as easy as it once was because there are new planning laws (not sure whether they have been introduced into England yet) so that you have to pay the council for schools and other such infrastructure - self builds are going to become a thing of the past and yet another luxury for the rich.

    Ireland must have different laws to the UK because you can't simply buy a spare bit of agricultural land and be able to build on it, especailly if its registered on the iAxa (sp) registrar for crops etc.  An agricultural plot is rated highly different to building plots, espcially costs wise.  You would also have to look into commercial premises, as this would need a different type of plnning permission.

    Good luck though, its something I've always wanted to do as well.  I've done up a few places from scratch but never partaken a new build.
    post edited by peagreen - 2011/03/14 11:06:01

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    #3
    El Gringo
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    Re:self builds?? 2011/03/14 11:36:48 (permalink)
    I am currently building a house here in Mexico, different regarding the laws, and the price, as we are doing the whole thing for about 20-25k!

    What we have decided to do is to move in as soon as it's liveable and then the finer details (painting, tiling etc) we can do whilst we are living there. This is going to save us money on the rent that we are paying and we both enjoy DIY and are quite handy with it, so we can do that in evenings and weekends.
    The process is very enjoyable in terms of being able to design your own home but the build can be stressful.
    My plot is on the same area as the in-laws and it's right in the downtown of the city. The floor area we have is 10x10 meters so not too big but the area next to us of the same size is owned by my wife's uncle and we are going to buy it from him and I will put a small English school downstairs and extend the house on top.

    We were very lucky that here in Mexico, when you work you build up housing credit to buy properties, and with her mum having 20 years of this credit and never having used it, we got 20,000 pounds of credit, which will cover the build and we have some extra cash that we can fund if we need it.

    #4
    keyser soez 2010
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    Re:self builds?? 2011/03/14 16:31:16 (permalink)
    peagreen

    Its not as easy as it once was because there are new planning laws (not sure whether they have been introduced into England yet) so that you have to pay the council for schools and other such infrastructure - self builds are going to become a thing of the past and yet another luxury for the rich.

    Ireland must have different laws to the UK because you can't simply buy a spare bit of agricultural land and be able to build on it, especailly if its registered on the iAxa (sp) registrar for crops etc.  An agricultural plot is rated highly different to building plots, espcially costs wise.  You would also have to look into commercial premises, as this would need a different type of plnning permission.

    Good luck though, its something I've always wanted to do as well.  I've done up a few places from scratch but never partaken a new build.

     
    I think here in ireland you can just decide to sell a plot without any problem's. When i was buying my land the farmer took me around his 60 acres and i picked where i wanted to buy and i decided on a plot that was 1.25 acre.  YOu had to have 0.5 acre site to be able to build on but recently they have changed it to 0.75 acre, i dont know what it is in the uk but i guess it would be something similar.

    #5
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